meet the team

Westwood’s team of insurance specialists have an in-depth knowledge of the medical industry and understand the unique risks and challenges that businesses face.

Michael Richards
Michael Richards
Born: Cleveland, Ohio
Currently Reside: Fort Myers, Florida
Family: 3 adult children
Hobbies: Skiing, Biking, Boating

Working in the specialty chemical business supporting heavy manufacturing for 18 years before a career in insurance served as great training ground for Michael. Serving a variety of businesses and industries introduced him to creative business thinking and processes he brings to Westwood in his role as business manager.

As a result, Michael helps Westwood differentiate by listening and responding to client’s problems with a more holistic approach.

Dale Nelson
Dale Nelson
Born: Freemont Nebraska
Currently Reside: Black Mountain, North Carolina
Family: Wife Gina, son Lee Nelson and daughter-in-law Brenda
Hobbies: Wine, Golf, Travel

Dale Nelson joined Westwood in 2019 after he and his wife Gina decided to leave sunny (humid) Florida to build their dream home in Black Mountain, NC. Both Dale and Gina are wine aficionados. Gina was in the wine business for many years in Florida. You might guess their favorite travel destinations is to wine-growing regions, especially France. On weekends their other favorite pass time is golf. Dale has a son Lee in Omaha, NE and when they are together it is usually for Nebraska Cornhusker football and golf.

Dale started his insurance carrier after college with The Hartford. He also spent several years with CNA which allowed him to branch into the Medical Professional Liability area of Insurance. This has been his passion ever since, specializing in the healthcare niche. He thoroughly enjoys the long-term relationships he has developed with insurance carriers and retailers. Having worked for carriers, retail and brokerage gives Dale a great perspective of managing all relationships. Helping agents solve problems for their clients, being an extension of their agency when needed and providing responsive service feeds his enjoyment of his long-time brokerage career.

Elizabeth Cappabianca
Elizabeth Cappabianca
Born: Youngstown, Ohio
Currently Reside: Northfield, Ohio
Family: Husband and Daughter
Hobbies: Walking the dog, reading, crafting with my daughter, cooking/baking, spending time with family and friends

Elizabeth Cappabianca joined Westwood Insurance Group in May of 2016. Currently her role includes assisting Dale Nelson with items such as marketing new business, processing proposals, binders, policy documents, and endorsements. Maintaining agent and carrier relationships is her strong suit and what she enjoys most about her role.

Elizabeth holds a bachelor’s and master’s degree in Education from Kent State University. Previously, she taught high school then moved on to various roles at several local universities. Currently Elizabeth resides in Northfield, Ohio where she lives with her husband, daughter, and beagle named Spud.

Marite "Mari" Messina
Marite "Mari" Messina
Born: Houston, Texas
Currently Reside: Naples, Florida
Family: Daughter Maiya-Mari Messina, Son Frank Esteban Messina
Hobbies: Being with Family, Beaches and boating, cooking, travel

Marite “Mari” Messina joined Westwood in March of 2022 after a lengthy career on the Property and Casualty side of the industry. She moved to the west coast of Florida and was looking for a new adventure to widen and strengthen her insurance knowledge and operational skills. She specializes in management and building of infrastructure of businesses.

Mari started her insurance career in Florida as a file clerk at the age of 15! When her parents were getting ready to purchase her a vehicle, they wanted her to know the importance and responsibility of carrying insurance. 32 years later, she has had the opportunity to go from retail agency to MGA/brokerage and carrier sides, learning several different aspects of the industry.

She thoroughly enjoys her career and all of the relationships developed throughout the years. Mari has 2 children, Maiya who is 22 and going to med-school and Frank who is 19 and studying computer and aeronautical engineering. On her free time, she looks forward to visiting and spending time with her children.

Mary Brady
Mary Brady
Born: Cleveland, Ohio
Currently Reside: Cleveland, Ohio
Family: Husband, Five Children (all married), 9 Grandchildren
Hobbies: Being with family, outdoor games, drawing, travel

Mary joined Westwood Insurance Group in September of 2012. Her role at Westwood includes accounts receivable and payable, maintaining licensing, filing surplus lines taxes and general office duties.

When not working, Mary enjoys walking and family game nights and spending time with her grandchildren. She is also very involved in her church and has taught Sunday School to third grade girls for over 30 years

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insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

insurance for physicians

The different types of insurance for physicians includes medical malpractice insurance, professional liability insurance, errors and omissions insurance, an umbrella policy, and professional indemnity. As a physician, you should have access to all of these types of insurance.