adoption agencies insurance

Adoption agencies insurance

Please fill out the form below for a quote on liability insurance for your adoption agency.

Quick Quote Insurance for adoption or foster care agencies

why do adoption agencies and foster care agencies need insurance?

Insurance is essential for adoption or foster care agencies as they face a number of risks, including:

  1. Legal and Regulatory Compliance: You operate within a heavily regulated framework at both state and federal levels. Your insurance coverage should addresses the risks associated with complying with these guidelines, safeguarding against legal consequences that can arise from any deviations.

  2. Child Safety and Welfare: The safety and welfare of children in your care is your top priority. Your insurance coverage must protect you against liability issues which stem from potential harm or abuse of those children.

  3. Screening and Training: The importance of thoroughly screening and training foster or adoptive parents cannot be overstated. Insurance solutions should cover the liabilities associated with improper placements resulting from inadequate processes.

  4. Mental and Emotional Health Support: Recognizing that many children in the system have experienced trauma, your insurance should take into account the resources needed to address these complex mental and emotional health challenges.

  5. Confidentiality and Data Security: Handling sensitive information responsibly is crucial. Cyber liability coverage is essential for data breaches and mishandling of information, protecting against legal actions and reputational harm.

  6. Financial Constraints: Particularly for non-profit agencies, operating within tight budgets is challenging. Cost-effective insurance options must be sourced, that do not compromise on the breadth of coverage needed for comprehensive services.

  7. Reputational Risks: Your agency’s reputation is vital. Insurance solutions should include coverage for incidents that could damage your standing, ensuring you can maintain your crucial role in supporting children and families.

By offering tailored insurance policies, from liability protection to data breach coverage, Westwood Insurance Group aim to provide the security you need to focus on your primary mission of supporting children and families, understanding the multifaceted nature of the risks you face in adoption and foster care services.

what types of insurance do adoption agencies and foster care agencies need?

General Liability Insurance

General Liability Insurance

General Liability covers medical expenses and attorney fees which result from bodily injuries and property damage that your facility or organization could be legally responsible for.

Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this  protects facilities against claims related to malpractice, negligence, or injury resulting from resident care. Staff members will typically be covered by professional liability insurance.

Sexual Abuse and Molestation Insurance

Sexual Abuse and Molestation Insurance

Provides coverage for your independent living organization against claims arising from alleged sexual misconduct or molestation by an employee or other representative of your organization. Essential for the senior living industry.

Commercial Property Insurance

Commercial Property Insurance

This protects your facility against damage or loss to your buildings, equipment, and other property, which can happen as the result of various risks such as fire, theft, or vandalism.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect adoption/foster care agencies and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers your organization against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online systems as part of this policy package.

Contact Dale Nelson now

Dale Nelson, Westwood team member

Dale specializes in insurance for adoption/foster care agencies. You can call him on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

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insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:


    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.