birthing centers insurance

why do birthing centers need insurance?

Birthing canters insurance

Westwood will work with you to ensure your birthing center has the best insurance coverage for every threat you could face.

Click the button for a quick quote on Birthing Centers insurance

Birthing centers need insurance to cover them for the unique set of challenges they face, including:

  1. Medical Liability: Like any medical facility, birthing centers are at risk for malpractice claims. The stakes are high due to the vulnerable nature of both newborns and mothers, making Professional Liability Insurance crucial.

  2. Licensing and Regulatory Compliance: Birthing centers must adhere to a multitude of local, state, and federal regulations, including licensing requirements that can be complex and costly to maintain.

  3. Limited Medical Intervention Capabilities: Unlike hospitals, many birthing centers are not equipped to perform surgical interventions, making quick patient transfers essential in emergencies. This introduces additional liability.

  4. Staffing Concerns: The qualifications and experience of the healthcare providers, which may include nurse-midwives, obstetricians, and other support staff, can vary and introduce different levels of risk.

  5. Public Perception and Reputational Risk: Because birthing centers are often considered non-traditional, they may face skepticism from the public or medical community, heightening the importance of maintaining a strong reputation.

  6. Facility Risks: The physical property, including specialized birthing suites, medical equipment, and other assets, needs protection against damage or loss.

  7. Patient Data and Privacy: Compliance with data protection regulations like HIPAA is essential, necessitating strong cyber liability coverage

While many carriers will not insure birthing centers, Westwood Insurance Group works with carriers who offer specialized coverage tailored to the unique needs of birthing centers. Click here for a quick quote.

what types of insurance do birthing centers need?

General Liability Insurance

General Liability Insurance

This is necessary for Birthing Centers to cover their facilities. It  covers medical expenses and attorney fees resulting from bodily injuries and property damage your facility or organization could be legally responsible for.

Business owner's policy (BOP insurance)

Business owner's policy (BOP insurance)

A Business Owner’s Policy (BOP) is a comprehensive insurance package designed for  small to medium-sized Birthing Centers, providing a blend of liability protection and property insurance.

Professional Liability Insurance

Professional Liability Insurance

Professional Liability Insurance overs any negligence or mistakes made by the individual Midwives or Nurses during their practice. It differs from General Liability insurance, which covers the practice itself. 

Commercial Auto Insurance

Commercial Auto Insurance

This is relevant for Birthing Centers who use a vehicle for your practice-related tasks. This insurance covers you against auto accidents, theft, and other vehicle-related incidents.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect Birthing Centers and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.

Contact Michael Richards now

Michael Richards, President, Westwood Insurance Group

Michael specializes in insurance for birthing centers. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against predatory lawyers and runaway jury verdicts

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

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