malpractice insurance for staffing agencies

CRNA Staffing Insurance

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why do staffing agencies need insurance?

CRNA staffing agencies face unique challenges that necessitate the need for malpractice or liability insurance. Here are key areas where these agencies are vulnerable:

  1. Professional Negligence: The most significant risk is the potential for claims of professional negligence against CRNAs placed by the agency. If a CRNA makes a mistake that results in patient harm, such as an anesthesia error leading to complications or even death, both the CRNA and the staffing agency could be sued for malpractice. This is because the agency is responsible for vetting the qualifications and competencies of the CRNAs it employs and places in healthcare settings.

  2. Improper Credentialing and Verification: Staffing agencies must ensure that all CRNAs they employ and place are properly credentialed, licensed, and fit to practice. Failure to conduct thorough background checks, verify credentials, or ensure ongoing competence can lead to situations where an unqualified CRNA is placed in a clinical setting, increasing the risk of patient harm and subsequent legal action against the agency.

  3. Vicarious Liability: Staffing agencies can be held vicariously liable for the actions of the CRNAs they place. This legal principle means that employers can be held responsible for the negligence of their employees while they are acting within the scope of their employment. Therefore, if a CRNA commits an act of negligence, the staffing agency can be sued alongside the individual CRNA and the healthcare facility.

  4. Contractual Disputes: Disagreements over the terms of contracts between CRNA staffing agencies, healthcare facilities, and the CRNAs themselves can lead to legal challenges. For example, if a healthcare facility claims that an agency failed to meet the agreed-upon terms regarding the qualifications or number of CRNAs provided, this could result in legal action.

  5. Employment Practices Liability: Staffing agencies also face risks related to employment practices, including claims of discrimination, harassment, wrongful termination, and breach of contract from the CRNAs they employ. These issues can lead to lawsuits that, while not directly related to patient care, require protection through liability insurance.

  6. Regulatory Compliance: Compliance with state and federal regulations governing healthcare staffing, employee classification, and labor laws is another area of vulnerability. Failure to comply with these regulations can result in fines, penalties, and lawsuits that can be financially damaging to the agency.

Malpractice or liability insurance is essential for CRNA staffing agencies to mitigate these risks. This insurance can cover legal defense costs, settlements, and judgments arising from claims of negligence or malpractice. It also provides protection against other liabilities, such as employment practices claims and contractual disputes. By carrying adequate insurance, CRNA staffing agencies can protect themselves financially and maintain their reputation in the healthcare industry, ensuring that they can continue to provide high-quality anesthesia professionals to healthcare facilities.

what types of insurance do staffing agencies need need?

General Liability Insurance

General Liability Insurance

This is necessary for staffing agency facilities. It  covers medical expenses and attorney fees resulting from bodily injuries and property damage your facility or organization could be legally responsible for.

Business owner's policy (BOP insurance)

Business owner's policy (BOP insurance)

A Business Owner’s Policy (BOP) is a comprehensive insurance package designed for Medical Professionals with small to medium-sized businesses, providing a blend of liability protection and property insurance.

Professional Liability Insurance

Professional Liability Insurance

Professional Liability Insurance overs any negligence or mistakes made by the individual medical professional during their practice. It differs from General Liability insurance, which covers the practice itself. 

Commercial Auto Insurance

Commercial Auto Insurance

This is relevant for staffing agencies who use vehicles for your practice-related tasks. This insurance covers you against auto accidents, theft, and other vehicle-related incidents.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect staffing agencies and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.

Contact Dale Nelson now

Dale Nelson, Westwood team member

Dale specializes in insurance for Staffing Agencies. You can call him on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

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insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:

     

    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.