insurance for diagnostic imaging and X-Ray centers

insurance for diagnostic imaging and X-Ray centers

Westwood will work with you to ensure your diagnostic imaging and X-Ray center has adequate insurance coverage for every threat you could face.

Get a Quick Quote on Liability Insurance Now

Why do diagnostic imaging and X-Ray centers need insurance?

Despite most imaging procedures being non-invasive, diagnostic imaging and X-ray centers face specific challenges that necessitate the need for liability insurance. here are the key areas where they are vulnerable:

  1. Diagnostic Errors. Misinterpreting imaging results can lead to misdiagnosis or delayed diagnosis. This can potentially cause harm to patients by delaying necessary treatment or leading to inappropriate treatment strategies.
  2. Exposure to Radiation. X-rays and some imaging modalities exposure patients to radiation, so it must be controlled. Excessive exposure can harm patients, including potential radiation burns or long-term risks such as cancer.  If they fail to follow safety protocols or properly calibrate equipment, facilities could be held liable.
  3. Technical Errors and Equipment Malfunction. Technical issues or malfunctions with imaging equipment can result in inaccurate images, causing repeat procedures and exposing patients to additional radiation or delaying diagnosis. If equipment is not properly maintained and checked for accuracy, facilities can face lawsuits. Diagnostic imaging and x-ray liability insurance protects centers against liability
  4. Failure to Communicate Results. Delayed communication of critical imaging results to referring physicians can lead to delays in treatment, potentially exacerbating a patient’s condition. Imaging centers have a responsibility to ensure timely and accurate communication of test results.
  5. Inadequate Patient Preparation and Consent. Patients must be properly informed and prepared for imaging procedures. Failure to obtain informed consent or adequately prepare patients can lead to adverse outcomes and potential legal action.
  6. Contrast Agent Reactions.The use of contrast agents in some imaging procedures can lead to allergic reactions or adverse effects. Facilities can be sued  if they don’t adequately screen patients for potential allergies or contraindications to contrast agents. They can also face lawsuits if they do not properly manage reactions when they occur.
  7. Data Privacy and Confidentiality Breaches: Diagnostic imaging centers handle sensitive patient information and images. Breaches of data privacy or confidentiality, whether accidental or due to inadequate security measures, can lead to lawsuits for violating patient privacy rights.
  8. Failure to Follow Referring Physician Instructions: Imaging centers must follow the specific instructions and requests from referring physicians. Patient care could be impacted by incomplete or incorrect diagnostic information. This would result from failure to capture the correct area or perform the requested imaging modality.

insurance for diagnostic imaging centers provides financial protection against claims of negligence or malpractice. It  covers legal defense costs, settlements, and judgments. For diagnostic imaging and X-ray centers, this insurance is crucial for mitigating the financial and operational impacts of potential lawsuits.

what types of insurance do diagnostic imaging and X-Ray centers need?

General Liability Insurance

General Liability Insurance

This is necessary for diagnostic imaging and X-Ray facilities. It  covers medical expenses and attorney fees resulting from bodily injuries and property damage your facility or organization could be legally responsible for.

Business owner's policy (BOP insurance)

Business owner's policy (BOP insurance)

A Business Owner’s Policy (BOP) is a comprehensive insurance package designed for small to medium-sized diagnostic imaging and X-Ray center businesses, providing a blend of liability protection and property insurance.

Professional Liability Insurance

Professional Liability Insurance

Professional Liability Insurance overs any negligence or mistakes made by the individual medical professional during their practice. It differs from General Liability insurance, which covers the practice itself. 

Commercial Auto Insurance

Commercial Auto Insurance

This is relevant for diagnostic imaging and X-Ray centers who use vehicles for practice-related tasks. This insurance covers you against auto accidents, theft, and other vehicle-related incidents.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect diagnostic imaging and X-Ray centers and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.

Contact Michael Richards now

Michael Richards, President of Westwood Insurance Group

Michael specializes in insurance for insurance for diagnostic imaging and X-Ray centers. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

contact westwood now 

Are you at risk of a major Cyber Attack?

Fill out the form below
for a free, no-obligation,  comprehensive assessment

Phone

216.539.0841
855.351.7487

Email

Click here

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:

     

    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.