Drug Testing Centers Insurance

Drug testing centers insurance

Westwood will work with you to ensure your drug testing center has the best possible insurance coverage for every threat you could face.

why do drug testing centers need insurance?

Drug testing centers insurance is essential to help you with the risks you face . These include:

  1. Privacy concerns: Drug testing centers need to ensure the privacy of individuals undergoing testing, as drug test results are sensitive information that can impact an individual’s personal and professional life. Cyber liability insurance is essential to protect against this information being compromised online.
  2. Accuracy of results: Ensuring the accuracy of drug test results is critical for drug testing centers, as false positives or false negatives can have serious consequences including urgently needed treatment not being recommended. This inevitably leads to medical malpractice claims.
  3. Testing methodology: Drug testing centers must use appropriate and reliable testing methods to ensure accurate results. Different testing methods have different levels of sensitivity and specificity, which can impact the reliability of results and result in liability claims against the and/or center or employees.
  4. Turnaround time: Organizations may require drug test results to be delivered quickly to make timely employment decisions, which can put pressure on drug testing centers to deliver results within a short timeframe.

Overall, drug testing centers need broad insurance coverage including at a minimum, general liability and professional liability insurance to protect against medical malpractice claims and cyber liability insurance to protect against patient records being compromised.

Westwood Insurance Group works with a number of different insurance carriers to ensure you get the most comprehensive coverage at the best possible price. Fill out the form now for a quick, no-obligation quote

 

what types of insurance do drug testing centers need?

General Liability Insurance

General Liability Insurance

General Liability covers medical expenses and attorney fees which result from bodily injuries and property damage that your facility or organization could be legally responsible for.

Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this  protects facilities against claims related to malpractice, negligence, or injury resulting from the actions of Staff members, who are typically covered by professional liability insurance.

Sexual Abuse and Molestation Insurance

Sexual Abuse and Molestation Insurance

Provides coverage for your drug testing organization against claims arising from alleged sexual misconduct or molestation by an employee or other representative of your organization. Essential for the healthcare industry.

Commercial Property Insurance

Commercial Property Insurance

This protects your facility against damage or loss to your buildings, equipment, and other property, which can happen as the result of various risks such as fire, theft, or vandalism.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect drug testing centers and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers your organization against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online systems as part of this policy package.

Contact Michael Richards now

Michael Richards, President, Westwood Insurance Group

Michael specializes in insurance for drug testing centers. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

contact westwood now 

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Phone

216.539.0841
855.351.7487

Email

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traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:

     

    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.