insurance for family planning organizations

insurance for family planning organizations

Westwood will work with you to ensure your family planning organization is covered with the best insurance for every threat you could face.

Get a Quick Quote on Liability Insurance

Why do family planning organizations need insurance?

Family planning organizations face unique challenges that necessitate the need for malpractice or liability insurance. Here are key areas where they are vulnerable to being sued for malpractice:

  1. Incorrect Prescription or Administration of Contraceptives: Errors in prescribing or administering birth control can lead to unexpected pregnancies, adverse health reactions, or interactions with other medications, making organizations vulnerable to lawsuits.

  2. Failure to Diagnose or Treat Reproductive Health Issues: Inadequate screening or failure to properly diagnose and treat reproductive health conditions, such as sexually transmitted infections (STIs) or cervical cancer, can result in worsened health outcomes and potential legal action.

  3. Inadequate Informed Consent: Patients must be fully informed about the risks, benefits, and alternatives of their chosen contraception methods. Failure to obtain proper informed consent can lead to claims if patients suffer adverse outcomes they were not adequately warned about.

  4. Breach of Confidentiality: Given the sensitive nature of family planning services, maintaining patient confidentiality is paramount. Unauthorized disclosure of patient information can lead to lawsuits for violating privacy laws.

  5. Complications from Procedures: Family planning organizations may offer procedures such as IUD insertions or sterilizations, which carry risks of complications. If complications arise due to negligence or improper execution, the organization can be held liable.

  6. Failure to Provide Adequate Counseling or Follow-Up Care: Organizations are expected to offer comprehensive counseling on contraception options and follow-up care to address any complications or concerns. Failure to do so can lead to dissatisfaction, adverse health outcomes, and potential malpractice claims.

  7. Errors in Educational Materials or Communication: Providing inaccurate or misleading information about family planning options, reproductive health, or sexual education can lead to misinformed decisions and potential harm to patients, exposing organizations to liability.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For family planning organizations, this insurance is crucial for mitigating the financial and reputational risks associated with providing reproductive health services.

Westwood Insurance work with a number of different insurance carriers to source the most suitable insurance for family planning organizations at the best price.

 

what types of insurance do you need?

General Liability Insurance

General Liability Insurance

General Liability covers medical expenses and attorney fees which result from bodily injuries and property damage that your facility or organization could be legally responsible for.

Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this protects organizations against claims related to malpractice, negligence, or injury resulting from resident care. Staff members will typically be covered by professional liability insurance.

Sexual Abuse and Molestation Insurance

Sexual Abuse and Molestation Insurance

Provides coverage for your family planning organization against claims arising from alleged sexual misconduct or molestation by an employee or other representative of your organization. Essential for the senior living industry.

Commercial Property Insurance

Commercial Property Insurance

This protects your facility against damage or loss to your buildings, equipment, and other property, which can happen as the result of various risks such as fire, theft, or vandalism.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect family planning organizations and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers your organization against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online systems as part of this policy package.

Contact Michael Richards now

Michael Richards, President of Westwood Insurance Group

Michael specializes in insurance for family planning organizations. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

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Phone

216.539.0841
855.351.7487

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traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:

     

    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.