insurance for HMP medical supply centers

HMP medical supply insurance

Westwood will work with you to ensure your HMP medical supply center clients have adequate insurance coverage for every threat they could face.

General Liability Insurance

General Liability insurance cover medical expenses and attorney fees which result from bodily injuries and property damage that your company or organization could be legally responsible for.

More Information

Professional Liability Insurance

Professional liability insurance, also known as errors and omissions insurance (E&O), protects your business against claims of negligence, malpractice, errors, and omissions which may have occurred during the fulfillment of a professional service. 

Directors and Officers Liability (D&O) insurance

D&O insurance (Directors and officers liability insurance), shields the personal assets of company directors and officers, and where necessary, their spouses, from claims which could arise as a result of the decisions they made and actions they took within the scope of their regular duties.

Cyber insurance

Cyber liability insurance covers the financial costs associated with a breach of your cyber security, such as a ransomware attack. It also covers first party costs including event management, data restoration, financial costs to third parties, network interruption, and cyber extortion.

HNO Insurance

HNOA, (hired non-owned auto insurance) is designed for organizations who regularly hire vehicles or require employees to use their own vehicles in the course of their work. In the case of an accident where your employee was liable, it could cover physical damage to that other person’s vehicle, medical expenses, the cost of hiring an attorney to defend your business.

Workers’ Comp. Insurance

Workers’ compensation insurance covers your employees for workplace injuries or illness. It provides them with medical and wage benefits.

This coverage is mandated by each state, with the wage and medical benefits varying from state to state. Workers compensation also protects business owners from civil suits by workers who become injured on the job.

Employment Practices Liability

Employment practices liability insurance (EPL insurance or EPLI), covers employers (PDF) against claims made by employees for:

  • Discrimination (based on sex, race, age or disability, for example)
  • Wrongful termination
  • Harassment
  • Failure to promote and other employment-related issues
Environmental Liability insurance

Environmental Liability insurance is liability insurance specifically designed to protect environmental liabilities. This is a specialized form of general, commercial liability insurance that provides financial protection against litigation and clean-up costs resulting from claims of injury or damage caused by pollution, contamination or hazardous waste disposals. 

Property Insurance

Property Insurance covers unexpected damage or loss to property. The policy can be purchased to cover both structures and contents, which are separate policies in many cases. Property Insurance covers physical structures, not land. Medical facilities and aged care facilities need property insurance to cover the real property and all fixed items such as furniture, medical equipment, art works and tapestries.

Crime Insurance

Crime Insurance covers the insured party a reimbursement if their property is damaged due to a crime. Crime Insurance usually has a huge range of options and comes in different forms. It can be either a rider that can be attached to the existing insurance policy, or it is available as a completely separate product.

Auto Insurance

Auto insurance is  a type of liability insurance coverage, usually mandated by law, for all mechanically propelled vehicles. It provides protection against losses resulting from traffic accidents and against liability that could also arise therefrom. A medical or aged care facility would typically have auto insurance on their fleet of vehicles as  well as for any vehicles transporting patients to and from the facility.

Fully/Partially Funded insurance

Partially Funded insurance gives facilities the opportunity to pay a set premium for, and then in turn is  partially covered for specific risks.

Fully Funded Insurance allows facilities to pay premiums to have coverage against all risks. In return, if they are unfortunate enough to incur any of the covered loss or injury, they are reimbursed their insurance policy amount.

Excess and umbrella coverage

Excess coverage provides an additional layer of protection over and above what an underlying policy provides. It applies to a single policy only.

An umbrella policy on the other hand, provides additional liability coverage over and above what is provided by a number of underlying policies.

HMP medical centers require special insurance coverage

HMP Medical Supply Centers need insurance, as they’re the premier provider of the most advanced medical services for several state-of-the-art health care facilities. HMP provides hospitals with state-of-the-art clinical care, infection prevention, laboratory services, emergency medicine and trauma service. HMP also offers comprehensive administrative support including real estate management, accounting and financial planning services.

Operators of HMP Medical Centers face particular challenges in running a health care system while providing care to patients. These challenges include:

  1. Ensuring that patients receive quality care in a timely manner. This can be difficult when the centers are understaffed or have limited resources.
  2. Meeting the needs of patients who come from diverse cultural backgrounds. Operators must be able to accommodate patients who speak different languages and have different customs.
  3. Dealing with ever-changing government regulations. Operators must stay up to date on new regulations and ensure that their centers are in compliance.
  4. Handling patient complaints. Patients may not always be pleased with the care they receive, and operators must be prepared to address any complaints or concerns.
  5. Managing expenses. Operators must find ways to keep costs down while still providing quality care.

These are just a few of the challenges that operators of HMP Medical Centers face on a daily basis. Meeting these challenges can be difficult, but it is essential for the success of the health care system.

HMP Medical Centers have specific needs when it comes to insurance. The centers must have insurance that covers a wide range of services and can handle large claims. They also need insurance that is affordable and provides good coverage.

Liability insurance is particularly important for HMP Medical Centers. The centers are often sued by patients who allege that they have been injured due to negligence. Liability insurance helps protect the center from these lawsuits and can help cover the costs of any damages that are awarded.

HMP Medical Centers must also have workers’ compensation insurance. This insurance provides benefits to employees who are injured or become ill as a result of their job. It can help pay for medical expenses, lost wages, and other related costs.

Operators of HMP Medical Centers face many challenges, but with the right insurance in place, they can feel confident that their center is protected against any potential risks.

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

please feel free to contact us 24/7


Click here



insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

insurance for physicians

The different types of insurance for physicians includes medical malpractice insurance, professional liability insurance, errors and omissions insurance, an umbrella policy, and professional indemnity. As a physician, you should have access to all of these types of insurance.