home healthcare liability insurance

insurance for home healthcare providers

Fill out the form below for a Quick Quote on Home Healthcare liability insurance

why do home healthcare providers need liability insurance?

Liability insurance is essential for home healthcare providers to help you with  challenges unique to your sector, including:

  1. Professional Liability: Home healthcare providers, including nurses, aides, and therapists, may face claims of malpractice or negligence while providing care in patients’ homes.
  2. Regulatory Compliance: Home healthcare providers must comply with various federal, state, and local regulations, including licensure, certification, and patient privacy requirements. Non-compliance can lead to penalties and legal action.
  3. Infection Control and Health Hazards: Home healthcare providers may encounter infectious diseases and other health hazards while providing care in patients’ homes. 
  4. Liability insurance is essential for home healthcare providersData Security and Privacy: Home healthcare providers handle sensitive patient information, making them vulnerable to data breaches and cyber risks.
  5. Personal Safety Risks: Home healthcare providers face personal safety risks while providing care in patients’ homes, such as potential encounters with hostile family members or dangerous environments.
  6. Recruiting and Retention Challenges: Home healthcare providers may struggle with recruiting and retaining qualified staff due to the demanding nature of the work. 

Westwood Insurance Group will source the most suitable liability insurance coverage for you, from the different insurers we work with at the best price. Contact us now for a no-obligation quote

what types of insurance do home healthcare providers need?

General Liability Insurance

General Liability Insurance

This is necessary for home healthcare provider facilities. It  covers medical expenses and attorney fees resulting from bodily injuries and property damage your facility or organization could be legally responsible for.

Business owner's policy (BOP insurance)

Business owner's policy (BOP insurance)

A Business Owner’s Policy (BOP) is a comprehensive insurance package designed for home healthcare providers with small to medium-sized businesses, providing a blend of liability protection and property insurance.

Professional Liability Insurance

Professional Liability Insurance

Professional Liability Insurance overs any negligence or mistakes made by the individual home healthcare provider during their practice. It differs from General Liability insurance, which covers the practice itself. 

Commercial Auto Insurance

Commercial Auto Insurance

This is relevant for home healthcare providers who use a vehicle for their practice-related tasks. This insurance covers you against auto accidents, theft, and other vehicle-related incidents.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect home healthcare providers and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.

Contact Dale Nelson now

Dale Nelson, Westwood team member

Dale specializes in liability insurance for home healthcare providers. You can call him on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

contact westwood now 

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Phone

216.539.0841
855.351.7487

Email

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insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:

     

    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.