insurance for imaging technicians

insurance for imaging technicians

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why do imaging technicians need insurance?

Imaging Technicians need insurance as there are several key areas where they are vulnerable to being sued for malpractice:

  1. Diagnostic Errors: While imaging technicians are not typically responsible for interpreting the results of an imaging study, errors in performing the procedure correctly can lead to misdiagnosis. This includes incorrectly positioning the patient, using improper technique, or failing to capture the correct area of interest, which can result in inaccurate readings by radiologists or physicians.
  2. Exposure to Radiation: Failure to use protective measures or incorrectly calibrating equipment can lead to excessive radiation exposure, increasing the patient’s risk of radiation-induced injuries or conditions.
  3. Equipment Misuse or Malfunction: Improper use or failure to properly maintain imaging equipment can lead to patient injuries or inadequate images that could mislead diagnosis and treatment. Technicians are responsible for ensuring that equipment is functioning correctly and safely.
  4. Patient Injuries: Patients can be injured during imaging procedures, especially if they are improperly positioned or if there is a failure to follow safety protocols. For example, a patient may be injured getting onto or off of the imaging table, or they may experience an adverse reaction to contrast materials used during certain procedures.
  5. Breach of Confidentiality: Imaging technicians handle sensitive patient information and images. Unauthorized disclosure of this information, whether intentionally or accidentally, can lead to lawsuits for violating patient privacy.
  6. Failure to Communicate Critical Findings: While the primary responsibility for communicating findings lies with physicians or radiologists, imaging technicians may sometimes be the first to notice an abnormality. Failure to promptly report these observations to the supervising physician or radiologist can lead to delays in diagnosis and treatment.
  7. Insurance is essential for imaging techniciansInadequate Documentation: Accurate documentation of the imaging process, patient positioning, settings used, and any anomalies observed during the procedure is crucial. Inadequate or inaccurate documentation can lead to questions about the quality and appropriateness of the imaging procedure and potentially implicate the technician in malpractice claims.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For imaging technicians, this insurance is essential for mitigating the financial and professional risks associated with their work. Westwood Insurance Group work with a range of insurance carriers to ensure you have the most suitable coverage at the best price. Get a Quick quote on your insurance today.

what types of insurance do imaging technicians need?

General Liability Insurance

General Liability Insurance

This is necessary for imaging technicians with their own facilities. It  covers medical expenses and attorney fees resulting from bodily injuries and property damage your facility or organization could be legally responsible for.

Business owner's policy (BOP insurance)

Business owner's policy (BOP insurance)

A Business Owner’s Policy (BOP) is a comprehensive insurance package designed for Medical Professionals with small to medium-sized businesses, providing a blend of liability protection and property insurance.

Professional Liability Insurance

Professional Liability Insurance

Professional Liability Insurance overs any negligence or mistakes made by the individual medical professional during their practice. It differs from General Liability insurance, which covers the practice itself. 

Commercial Auto Insurance

Commercial Auto Insurance

This is relevant for imaging technicians who use a vehicle for your practice-related tasks. This insurance covers you against auto accidents, theft, and other vehicle-related incidents.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect imaging technicians practices and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.

Contact Michael Richards now

Michael Richards, President of Westwood Insurance Group

Michael specializes in insurance for imaging technicians. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

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insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:

     

    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.