acute care centers insurance

Insurance is essential for acute care centers

Westwood will work with you to ensure your acute care center has the best insurance coverage for every threat you could face.

Fill out the form for a quick quote on Acute Care Center insurance

why do acute care centers need insurance?

The high-paced environment, the critical nature of illnesses and injuries treated, and the complexity of care required contribute to the vulnerability of Acute Care Centers to malpractice claims. Here are some key areas where they are particularly vulnerable:

  1. Diagnostic Errors: Given the urgent and often complex nature of conditions treated in acute care settings, there is a significant risk for diagnostic errors. Misdiagnosis, delayed diagnosis, or failure to diagnose can lead to incorrect treatment, worsening of the patient’s condition, or even death. These errors can stem from factors like overcrowding, time pressures, or insufficient information at the time of assessment.
  2. Treatment Errors: Errors in the treatment process, including incorrect medication dosages, surgical errors, or the implementation of inappropriate treatment plans, are a major concern. Given the severity of conditions treated in acute care settings, such errors can have dire consequences for patient outcomes.
  3. Infections and Complications: Hospital-acquired infections (HAIs) and complications arising from treatment pose significant risks in acute care settings. Despite stringent infection control protocols, the risk of patients developing infections, such as MRSA or sepsis, remains. Similarly, complications from surgeries or treatments can lead to further health issues for patients.
  4. Failure to Monitor and Follow-up: Acute care often requires intensive monitoring of patients to detect any changes in their condition promptly. Failure to adequately monitor a patient or to arrange necessary follow-up care after discharge can result in deterioration of the patient’s condition and potential liability for the care center.
  5. Communication Failures: Effective communication among healthcare providers, and between providers and patients, is crucial in acute care settings. Miscommunication can lead to medication errors, incorrect treatments, or delays in treatment, all of which can harm the patient and lead to malpractice claims.
  6. Acute care centers need malpractice insuranceLack of Informed Consent: In the fast-paced environment of acute care, obtaining informed consent can be challenging, especially in emergency situations. However, failure to properly inform patients about the risks, benefits, and alternatives to proposed treatments can lead to legal action if patients suffer adverse outcomes.
  7. Breach of Confidentiality: Protecting patient privacy and confidentiality is a legal and ethical requirement. Breaches, whether intentional or accidental, can result in legal action against the facility for violating patient privacy rights.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For Acute Care Centers, this insurance is not just a financial safeguard but also a necessary component of operational risk management. Westwood Insurance Group work with a range of insurance carriers to ensure you have the most suitable coverage at the best price. Get a Quick quote on your insurance today.

what types of insurance do acute care centers need?

General Liability Insurance

General Liability Insurance

This is necessary for Insurance is essential for Acute Care Centers to cover their facilities. It  covers medical expenses and attorney fees resulting from bodily injuries and property damage your facility or organization could be legally responsible for.

Business owner's policy (BOP insurance)

Business owner's policy (BOP insurance)

A Business Owner’s Policy (BOP) is a comprehensive insurance package designed for  small to medium-sized Acute Care Centers, providing a blend of liability protection and property insurance.

Professional Liability Insurance

Professional Liability Insurance

Professional Liability Insurance overs any negligence or mistakes made by the individual Medical Professionals during their practice. It differs from General Liability insurance, which covers the practice itself. 

Commercial Auto Insurance

Commercial Auto Insurance

This is relevant for Acute Care Centers who use vehicles for your practice-related tasks. This insurance covers you against auto accidents, theft, and other vehicle-related incidents.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect Acute Care Centers and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.

Contact Michael Richards now

Michael Richards, President, Westwood Insurance Group

Michael specializes in insurance for Acute Care Centers. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

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insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:


    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.