insurance for chiropractors

insurance for chiropractors

Fill out the form below, for a quote on liability insurance for your chiropractic practice.

Quick Quote for Liability Insurance

why do chiropractors need insurance?

As a chiropractor, you face unique challenges and risks associated with your profession. Recognizing these factors is crucial in understanding why having the right insurance coverage is essential for your practice.

The Nature of Chiropractic Care: Your role in the healthcare system is vital, focusing on musculoskeletal and spinal issues through hands-on manipulation. While your holistic approach often helps patients avoid surgery and medications, it also comes with specific risks, necessitating tailored insurance coverage.

Licensing and Regulations: You are subject to diverse state-by-state licensing requirements and regulations. Insurance that is tailored to these mandates ensures your compliance and protection across different jurisdictions, which is crucial for your practice’s legal and professional security.

Risk of Injury to Patients: Although rare, there are inherent risks in chiropractic care, such as complications from neck manipulations or lumbar spine injuries. Insurance coverage that specifically protects against these risks is vital, safeguarding you from potential legal and financial repercussions.

Professional Liability: As with any healthcare practice, there is a susceptibility to malpractice lawsuits in chiropractic care. Professional liability insurance is essential in safeguarding your practice against financial losses that may arise from such claims, ensuring your professional and financial stability.

Equipment & Technology Needs: Your practice likely utilizes advanced equipment essential for providing quality care. Insurance policies that cover these valuable assets against damage or loss are crucial, protecting your investment and ensuring uninterrupted service to your patients.

Business Interruption Risks: Your practice can be affected by unforeseen events like natural disasters or pandemics. Business interruption insurance is important to mitigate the financial impact of such events, helping to maintain the financial health of your practice during challenging times.

Variable Patient Load: The fluctuating nature of patient appointments can impact your income stability. Insurance solutions that accommodate this income variability are important, helping to ensure a stable financial foundation for your practice.

As a chiropractor, it’s imperative to have comprehensive insurance coverage that addresses the unique aspects of your profession, from patient injury risks to the complexities of managing equipment and maintaining business continuity. Such coverage not only protects you legally and financially but also provides peace of mind, allowing you to focus on delivering optimal care to your patients.

what types of insurance do chiropractors need?

General Liability Insurance

General Liability Insurance

This is necessary for Chiropractors with their own facilities. It  covers medical expenses and attorney fees resulting from bodily injuries and property damage your facility or organization could be legally responsible for.

Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this  protects you against claims related to malpractice, negligence, or injury such as complications from neck manipulations, lumbar spine injuries or other errors made impacting patients.

Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.

Commercial Auto Insurance

Commercial Auto Insurance

This is relevant for chiropractors who use a vehicle for your practice-related tasks. This insurance covers you against auto accidents, theft, and other vehicle-related incidents.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect chiropractic practices and their employees in case of work-related injuries or illnesses.

Telemedicine Malpractice Insurance

Telemedicine Malpractice Insurance

If you are diagnosing patients or advising them online, his protects you against liability claims that could result from tech-related activities, cybersecurity incidents, and system failures of digital healthcare provision.

Contact Michael Richards now

Michael and the team at Westwood Insurance Group specialize in sourcing the best insurance for medical professionals at competitive prices.

You can call him on the number below or fill out the form and he will get your message directly:

Michael Richards

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

please feel free to contact us 24/7


Click here



insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

insurance for medical providers

The different types of insurance for medical providers includes medical malpractice insurance, professional liability insurance, errors and omissions insurance, an umbrella policy, and professional indemnity. As a physician, you should have access to all of these types of insurance.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ's

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:


    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.