Insurance for optical surgery centers

Insurance for optical surgery centers

Fill out the form below, for a quote on malpractice or liability insurance for optical surgery centers:

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why do optical surgery centers need insurance?

The precision required in eye surgeries, combined with high patient expectations for successful outcomes, exposes optical surgery centers to specific risks and potential lawsuits. Here are key areas where they are vulnerable to being sued for malpractice:

  1. Surgical Complications and Errors: Even with advanced technology and skilled surgeons, there’s a risk of complications during or after eye surgery, including infection, undercorrection, overcorrection, and in rare cases, loss of vision. Surgical errors can lead to significant patient harm and dissatisfaction, resulting in malpractice claims.

  2. Failure to Obtain Informed Consent: Patients must be fully informed about the risks, benefits, and alternatives of eye surgeries. Failure to obtain proper informed consent can lead to legal action if patients experience adverse outcomes they were not adequately warned about.

  3. Improper Patient Selection: Not all patients are suitable candidates for certain optical surgeries, such as LASIK. Improper screening and selection can lead to unsatisfactory outcomes or exacerbation of pre-existing conditions, making the center liable for the resulting complications.

  4. Postoperative Care Issues: Inadequate postoperative care, follow-up, or failure to address complications promptly can worsen patient outcomes. Optical Surgery Centers can be sued if they fail to provide appropriate post-surgery care instructions or neglect post-surgery complications.

  5. Equipment Malfunction: The success of optical surgeries heavily depends on the precision and reliability of surgical equipment. Malfunctions or improper use of equipment can lead to surgical errors and patient harm.

  6. Data Privacy and Confidentiality Breaches: Like all medical facilities, Optical Surgery Centers handle sensitive patient information. Breaches of patient confidentiality can result in lawsuits for violating privacy laws.

  7. Miscommunication with Patients: Clear communication regarding the expected outcomes, potential side effects, and the recovery process is crucial. Miscommunications can lead to unrealistic expectations and dissatisfaction, potentially resulting in claims against the center.

  8. Failure to Keep Up with Technological Advances: The field of optical surgery is rapidly evolving. Centers that fail to adopt newer, safer, and more effective technologies may be viewed as providing substandard care, increasing their liability risk.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For Optical Surgery Centers, this insurance is crucial for mitigating the financial and operational impacts of potential lawsuits.

 Westwood Insurance work with a number of different carriers to source the most suitable insurance for optical surgery centers at the best price. Get a quote today.

what types of insurance do optical surgery centers need?

General Liability Insurance

General Liability Insurance

General Liability covers medical expenses and attorney fees which result from bodily injuries and property damage that your facility or organization could be legally responsible for.

Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this  protects surgery centers against claims related to malpractice, negligence, or injury resulting from resident care. Staff members will typically be covered by professional liability insurance.

Sexual Abuse and Molestation Insurance

Sexual Abuse and Molestation Insurance

Provides coverage for your optical surgery center against claims arising from alleged sexual misconduct or molestation by an employee or other representative of your organization. Essential for the healthcare industry.

Commercial Property Insurance

Commercial Property Insurance

This protects your center against damage or loss to your buildings, equipment, and other property, which can happen as the result of various risks such as fire, theft, or vandalism.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect optical surgery centers and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers your organization against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online systems as part of this policy package.

Contact Michael Richards now

Michael Richards, President of Westwood Insurance Group

Michael specializes in insurance for optical surgery centers. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

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insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:


    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.