specialty hospitals insurance

Insurance is essential for Specialty Hospitals

Westwood will work with you to ensure your specialty hospital has the best insurance coverage for every threat you could face.

Fill out the form for a quick quote on insurance for specialty hospitals

While specializing allows for a high degree of expertise in particular areas of medicine, it also introduces unique challenges that necessitate the need for malpractice or liability insurance. Here are key areas where specialty hospitals are vulnerable to being sued for malpractice:

  1. Complex Procedures and Treatments: Specialty hospitals often perform advanced, high-risk procedures or treatments that carry inherent risks of complications. Despite the high level of expertise, adverse outcomes can occur, leading to potential malpractice claims if the patient or family believes that errors were made or the standard of care was not met.
  2. Misdiagnosis or Delayed Diagnosis: In specialized care settings, there’s a heightened expectation for accurate and timely diagnosis, especially for diseases within the hospital’s specialty. Failures in this area can delay critical treatments and negatively impact patient outcomes, making the hospital vulnerable to lawsuits.
  3. Inadequate Consent Process: Given the complexity of treatments and procedures in specialty hospitals, thoroughly informing patients of the risks, benefits, and alternatives is crucial. Inadequate informed consent can lead to legal action if patients experience unexpected complications or outcomes.
  4. Failure to Monitor Post-Treatment Complications: Specialty treatments may have specific post-treatment risks. Failure to adequately monitor patients for complications or to act swiftly when issues arise can result in harm and potential liability.
  5. Equipment and Technology Failures: Specialty hospitals often rely on cutting-edge medical technology and equipment. Malfunctions or improper use of this equipment can lead to patient harm and subsequent lawsuits.
  6. Medication Errors: Errors in prescribing, dispensing, or administering medications, particularly those involving specialized treatments, can have serious consequences, leading to potential malpractice claims.
  7. Breach of Confidentiality: Specialty hospitals handle sensitive patient data, and breaches of confidentiality, whether through improper access or data breaches, can lead to lawsuits for violating patient privacy rights.
  8. Specialist hospitals need insuranceReferral and Transfer Issues: Specialty hospitals receive referrals from or transfer patients to other healthcare facilities. Issues arising from miscommunication, delays, or failure to transfer medical records can impact patient care and result in liability.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For specialty hospitals, this insurance is crucial for mitigating the financial risks associated with the high-stakes nature of their specialized services.

Westwood insurance brokers works with a number of different carriers to source the most comprehensive protection at the best price. Contact us now for more information. 

what types of insurance do specialty hospitals need?

General Liability Insurance

General Liability Insurance

General Liability covers medical expenses and attorney fees which result from bodily injuries and property damage that your facility or organization could be legally responsible for.

Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this  protects facilities against claims related to malpractice, negligence, or injury resulting from medical care. Staff members will typically be covered by professional liability insurance.

Sexual Abuse and Molestation Insurance

Sexual Abuse and Molestation Insurance

Provides coverage for your Pain Management Clinic against claims arising from alleged sexual misconduct or molestation by an employee or other representative of your organization. Essential for the healthcare industry.

Commercial Property Insurance

Commercial Property Insurance

This protects your facility against damage or loss to your buildings, equipment, and other property, which can happen as the result of various risks such as fire, theft, or vandalism.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect Specialty Hospital and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers your organization against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online systems as part of this policy package.

Contact Michael Richards now

Michael Richards, President, Westwood Insurance Group

Michael specializes in insurance for Specialty Hospitals. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

contact westwood now 

Are you at risk of a major Cyber Attack?

Fill out the form below
for a free, no-obligation,  comprehensive assessment




Click here

insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:


    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.