A podiatrists examines a patient malpractice insurance is essential for podiatristsmalpractice insurance for podiatrists

Malpractice insurance is essential for podiatrists. An analysis of malpractice cases between 2004 and 2017, from the VerdictSearch legal database, showed that 76.4% of of the foot surgery malpractice claims involved podiatrists.

Most lawsuits against podiatrists stemmed from elective procedures, with the main complaints being persistent pain and deformation. These cases often alleged failure to treat or inappropriate surgical procedures.

Of these cases, Podiatrists faced a plaintiff victory rate of 25.5%, with an average payment of around $911,884

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The fastest way to discover the cost of medical malpractice insurance for podiatrists is to enter your details in the form, for a quick quote. 

Westwood Insurance Group have extensive experience with medical malpractice insurance for podiatrists. We work with a number of different carriers to ensure you have the best possible insurance coverage available.

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Why is podiatry insurance coverage essential?

Podiatrists face several challenges that necessitate the need for malpractice or liability insurance.
These include:

  1. Misdiagnosis or Delayed Diagnosis: Failure to diagnose conditions like fractures, infections, or tumors in a timely manner, can lead to a decline in the patient’s condition. It can also result in legal claims.
  2. Surgical Errors: Podiatric surgeries, such as bunionectomy, hammertoe correction, or Achilles tendon repair, carry inherent risks. Surgical errors, including wrong-site surgery, nerve damage, or improper wound closure, can lead to patient harm and even result in malpractice lawsuits.
  3. Inadequate Treatment or Follow-Up Care: Providing inadequate treatment or failing to provide appropriate follow-up care, can result in complications and patient dissatisfaction. Podiatrists must ensure that patients receive proper postoperative care to prevent complications and potential legal action.
  4. Medication Errors: Podiatrists must be vigilant in prescribing correct medications and monitoring their patients for any adverse effects to avoid malpractice claims.
  5. Failure to Obtain Informed Consent: Podiatrists are required to obtain informed consent from patients before performing procedures or treatments. Failure to adequately inform patients about the risks, benefits, and alternatives of a procedure can lead to legal claims if complications arise.
  6. Negligence in Foot Care: Podiatrists may be sued for negligence if they fail to provide appropriate foot care, leading to worsened conditions or complications. This can include improper wound care, neglecting to address diabetic foot ulcers, or inadequate treatment of fungal infections.
  7. Improper Use of Orthotics or Devices: Prescribing or fitting orthotics, braces, or other devices without proper assessment or follow-up can lead to patient harm and legal liability. Podiatrists must ensure that these interventions are appropriate for the patient’s condition and properly monitored.

Malpractice or liability insurance provides financial protection against claims of negligence or malpractice, covering legal defense costs, settlements, and judgments. For podiatrists, this insurance is crucial for mitigating the financial risks associated with providing foot and ankle care.

How much does podiatrist malpractice insurance cost?

A podiatrist operates on a patient. Podiatrists face a high risk of being sued for medical malpractice

Rates for podiatry malpractice insurance reflect the increase risks involved with performing surgery. Podiatrists can pay twice as much as other medical professionals, like internists or family medicine physicians.

Podiatry malpractice insurance can cost $25,000/year in states like Idaho, Minnesota and North Dakota, and $50,000 in New Hampshire. At the other end of the scale it costs around $70,000 in Florida, $75,000 in Washington DC, $125,000 in Manhattan, NY, and a whopping $450,000 in Las Vegas.

Costs can also vary according to the type of coverage you choose. There are usually two options available: ‘claims made’ or ‘occurrences’ policies.  Claims made coverage is cheaper, but does not cover you for claims made after the end date of the policy – Even if the event occurred during the insurance period. Occurrence, meanwhile covers you for any event occurring during the period of insurance. Even if the claim is lodged made after it expires.

Finally, a history of claims can have an impact on the cost of malpractice insurance. If you are affected by previous claims, check out our hard-to-place physicians page for information on alternatives to traditional insurance.

You may also qualify for cheaper premiums by taking steps to manage risks and mitigate malpractice claims. Click here for information on how doctors can manage malpractice risks and potentially reduce premiums.

Westwood works with a number of different insurance companies to find the most suitable medical malpractice insurance plans for podiatrists, at the best price. Click here to get a quote now.


what types of insurance do podiatrists need?

General Liability Insurance

General Liability Insurance

This is necessary for podiatrists with their own facilities. It  covers medical expenses and attorney fees resulting from bodily injuries and property damage your facility or organization could be legally responsible for.

Business owner's policy (BOP insurance)

Business owner's policy (BOP insurance)

A Business Owner’s Policy (BOP) is a comprehensive insurance package designed for medical professionals with small to medium-sized businesses, providing a blend of liability protection and property insurance.

Professional Liability Insurance

Professional Liability Insurance

Professional Liability Insurance (malpractice insurance) overs any negligence or mistakes made by the individual podiatrists during their practice. It differs from General Liability insurance, which covers the practice.

Commercial Auto Insurance

Commercial Auto Insurance

This is relevant for podiatrists who use a vehicle for your practice-related tasks. This insurance covers you against auto accidents, theft, and other vehicle-related incidents.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect podiatrist practices and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers you against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online system to fix vulnerabilities as part of this policy.

Contact Chris Worley now

Chris Worley of Westwood Insurance Group

Chris specializes in insurance for Podiatrists. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

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