our insurance products

the westwood insurance group have forged relationships with a number of premiere insurance carriers and as a result, have a wide range of products to choose from.

casualty

Our Casualty division offers many unique products to meet the wants and needs of your clients. Our relationship with our carriers gives us access to provide the best coverage by creating better and smarter risk management solutions.

Auto – Primary, Hired and Non-owned, Transport
General Liability
EPLI – Employment Practices Liability
D&O – Directors & Officers Liability
Environmental Liability
Excess & Umbrella
Cyber Liability
Workers Compensation
Surety Bonds

medical professional liability

Our medical professional liability division specializes in creating unique solutions for tough risks. We understand the complex changes your clients face in the healthcare industry.

PL&GL Combo Forms – separate limits available
Claims Made and Occurrence Coverage Forms – Low limits to $1M/$3M ($2/$4 in VA)
“A” Rated Admitted and Non-Admitted Carriers
Primary and Excess Coverage
Physical and Sexual Abuse Coverage
Defense inside or outside the limits
Prior Acts/Retro Coverage
Incident Sensitive Forms
First dollar, Low Deductible, High Deductible, Corridor and Swing plans available
Medical Director Coverage
Loss Portfolio Transfer

medical expense stop loss

A Medical Expense Stop Loss program is underwritten and issued by an A rated admitted carrier. Employer groups (insured’s) continue to pay claims within their deductible. The group captive allows participants to retain profit(s) and loss (s) within the captive’s $250,000 or $500,000 retention. To ensure improved cash flow, each program is designed and tailored to an employer’s group size and financial capacity.

Self-Funding Method of Health Insurance (Utilized by large employers for decades)
75+ Lives Eligibility
Control over Network and Claims Service Providers
Custom Design “Best-In-Class” Wellness and Behavioral Programs
Retain Underwriting Profit

property

Our Property division offers a variety of solutions to meet your client’s needs. Through creativity and flexibility we will find the right solutions for your clients.