our insurance products

the westwood insurance group have forged relationships with a number of premiere insurance carriers and as a result, have a wide range of products to choose from.

casualty

Our Casualty division offers many unique products to meet the wants and needs of your clients. Our relationship with our carriers gives us access to provide the best coverage by creating better and smarter risk management solutions.

  • Auto – Primary, Hired and Non-owned, Transport
  • General Liability
  • EPLI – Employment Practices Liability
  • D&O – Directors & Officers Liability
  • Environmental Liability
  • Excess & Umbrella
  • Cyber Liability
  • Workers Compensation
  • Surety Bonds

medical professional liability

Our medical professional liability division specializes in creating unique solutions for tough risks. We understand the complex changes your clients face in the healthcare industry.

  • PL&GL Combo Forms – separate limits available
  • Claims Made and Occurrence Coverage Forms – Low limits to $1M/$3M ($2/$4 in VA)
  • “A” Rated Admitted and Non-Admitted Carriers
  • Primary and Excess Coverage
  • Physical and Sexual Abuse Coverage
  • Defense inside or outside the limits
  • Prior Acts/Retro Coverage
  • Incident Sensitive Forms
  • First dollar, Low Deductible, High Deductible, Corridor and Swing plans available
  • Medical Director Coverage
  • Loss Portfolio Transfer

medical expense stop loss

A Medical Expense Stop Loss program is underwritten and issued by an A rated admitted carrier. Employer groups (insured’s) continue to pay claims within their deductible. The group captive allows participants to retain profit(s) and loss (s) within the captive’s $250,000 or $500,000 retention. To ensure improved cash flow, each program is designed and tailored to an employer’s group size and financial capacity.

  • Self-Funding Method of Health Insurance (Utilized by large employers for decades)
  • 75+ Lives Eligibility
  • Control over Network and Claims Service Providers
  • Custom Design “Best-In-Class” Wellness and Behavioral Programs
  • Retain Underwriting Profit

property

Our Property division offers a variety of solutions to meet your client’s needs. Through creativity and flexibility we will find the right solutions for your clients.

  • “A” Rated Admitted and Non-Admitted Carrier
  • Capacity for Coastal Locations
  • TIV’s in Excess of $100M
  • Vacant Properties
  • Business Interruption, Boiler & Machinery, Crime
  • Agreed Amount Limits
  • Earthquake, Flood, Wind Coverage
  • Emergency Evacuation
  • Personal Property of Residents and Patients
  • Condemnation of Medical Property
  • Mobile Medical Offices
  • Ordinance or Law – Communicable Disease Contamination

we've got you covered

please feel free to contact us 24/7

Email

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Phone

216.539.0841
855.351.7487

insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

insurance for physicians

The different types of insurance for physicians includes medical malpractice insurance, professional liability insurance, errors and omissions insurance, an umbrella policy, and professional indemnity. As a physician, you should have access to all of these types of insurance.