our insurance products

the westwood insurance group has forged relationships with a number of premier insurance carriers and as a result, have a wide range of products to choose from.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

alternative structures

Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.

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casualty

Our Casualty division offers many unique products to meet the wants and needs of your clients. Our relationship with our carriers gives us access to provide the best coverage by creating better and smarter risk management solutions.

  • Auto – Primary, Hired and Non-owned, Transport
  • General Liability
  • EPLI – Employment Practices Liability
  • D&O – Directors & Officers Liability
  • Environmental Liability
  • Excess & Umbrella
  • Cyber Liability
  • Workers Compensation
  • Surety Bonds

medical professional liability

Our medical professional liability division specializes in creating unique solutions for tough risks. We understand the complex changes your clients face in the healthcare industry.

  • PL&GL Combo Forms – separate limits available
  • Claims Made and Occurrence Coverage Forms – Low limits to $1M/$3M ($2/$4 in VA)
  • “A” Rated Admitted and Non-Admitted Carriers
  • Primary and Excess Coverage
  • Physical and Sexual Abuse Coverage
  • Defense inside or outside the limits
  • Prior Acts/Retro Coverage
  • Incident Sensitive Forms
  • First dollar, Low Deductible, High Deductible, Corridor and Swing plans available
  • Medical Director Coverage
  • Loss Portfolio Transfer

medical expense stop loss

A Medical Expense Stop Loss program is underwritten and issued by an A rated admitted carrier. Employer groups (insured’s) continue to pay claims within their deductible. The group captive allows participants to retain profit(s) and loss (s) within the captive’s $250,000 or $500,000 retention. To ensure improved cash flow, each program is designed and tailored to an employer’s group size and financial capacity.

  • Self-Funding Method of Health Insurance (Utilized by large employers for decades)
  • 75+ Lives Eligibility
  • Control over Network and Claims Service Providers
  • Custom Design “Best-In-Class” Wellness and Behavioral Programs
  • Retain Underwriting Profit

property

Our Property division offers a variety of solutions to meet your client’s needs. Through creativity and flexibility we will find the right solutions for your clients.

  • “A” Rated Admitted and Non-Admitted Carrier
  • Capacity for Coastal Locations
  • TIV’s in Excess of $100M
  • Vacant Properties
  • Business Interruption, Boiler & Machinery, Crime
  • Agreed Amount Limits
  • Earthquake, Flood, Wind Coverage
  • Emergency Evacuation
  • Personal Property of Residents and Patients
  • Condemnation of Medical Property
  • Mobile Medical Offices
  • Ordinance or Law – Communicable Disease Contamination

What impacts the price of insurance? Insurance FAQ’s

Contact Michael Richards now

Michael Richards, President, Westwood Insurance Group

Michael specializes in insurance for the health care and senior living industries. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

please feel free to contact us 24/7

Email

Click here

Phone

216.539.0841
855.351.7487

insurance for hospitals

Hospital Insurance typically covers all or part of the potential liability for hospital services. It includes medical malpractice, accidents involving hospital employees and equipment, care during surgery or any other invasive treatment, after-hours care arrangements by staff who need help with their children and more.

insurance for long term care facilities

Long term care facilities must protect themselves against potential liability arising from incidents within their facility. Westwood can help you negotiate a package tailored to your long term care facility client.

traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:

     

    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.