insurance for youth service providers

Insurance for Youth Services

Please fill out the form below for a quote on liability insurance for your Youth Center:

Quick Quote for Liability Insurance


why do youth service providers need insurance?

As an owner or manager of an organization providing youth services, including non-profits, schools, and similar entities that work with children and teenagers, it’s essential to understand the specific challenges your organization faces and the importance of comprehensive insurance coverage to address these risks.

Here are some key areas where insurance plays a crucial role:

  1. Child Abuse and Neglect: Ensuring the safety and well-being of the children in your care is a primary concern. It’s crucial to have liability coverage that protects against potential claims related to abuse, neglect, or injury to children, especially considering the mandatory reporting requirements for suspected cases of child abuse and neglect.
  2. Cybersecurity: Your organization likely stores sensitive data, such as student records, financial information, and confidential medical data. Robust cybersecurity measures are vital to protect against data breaches and cyber attacks. Having cybersecurity insurance is crucial to safeguard your organization in the event of a digital security breach.
  3. Employment Practices Liability: Your organization relies on staff and volunteers to work with children, making it important to ensure that your employment practices are fair and non-discriminatory. Employment practices liability coverage is essential to protect against potential claims related to discrimination, harassment, or wrongful termination.
  4. Fundraising Risks: As an organization that likely relies on fundraising and donations, it’s important to have insurance coverage that protects against potential claims related to fundraising activities, such as events or raffles. This ensures that your fundraising efforts can continue to support your operations without undue risk.
  5. Property Damage and Liability: Whether your organization owns or rents property for its services, having appropriate property and liability coverage is vital. This insurance protects against potential claims related to property damage or bodily injury, ensuring the safety of the spaces where you provide services to children.

As a leader in youth services, understanding these unique risks and securing the right insurance coverage is key to protecting your organization and ensuring you can continue to provide valuable services to children and teenagers. Tailored insurance solutions can help mitigate these risks and give you peace of mind as you focus on your mission.

what types of insurance do youth service providers need?

General Liability Insurance

General Liability Insurance

General Liability covers medical expenses and attorney fees which result from bodily injuries and property damage that your facility or organization could be legally responsible for.

Professional Liability Insurance

Professional Liability Insurance

Also known as malpractice insurance, this  protects facilities against claims related to malpractice, negligence, or injury resulting from resident care. Staff members will typically be covered by professional liability insurance.

Sexual Abuse and Molestation Insurance

Sexual Abuse and Molestation Insurance

Provides coverage for your assisted living organization against claims arising from alleged sexual misconduct or molestation by an employee or other representative of your organization. Essential for the senior living industry.

Commercial Property Insurance

Commercial Property Insurance

This protects your facility against damage or loss to your buildings, equipment, and other property, which can happen as the result of various risks such as fire, theft, or vandalism.

Workers Compensation Insurance

Workers Compensation Insurance

Workers Compensation Insurance is usually mandated by law, to protect assisted living facilities and their employees in case of work-related injuries or illnesses.

Cyber Liability Insurance

Cyber Liability Insurance

Covers your organization against financial losses associated with data breaches, cyber attacks, and other cyber incidents. Insurers will usually conduct rigorous testing of your online systems as part of this policy package.

Contact Chris Worley now

Chris Worley

Chris specializes in insurance for youth service providers. You can call him or one of the team on the number below or fill out the form and he will get your message directly:

we've got you covered

General Liability Insurance

Protecting healthcare organizations against increasingly crippling litigation.

Professional Liability Insurance

Protecting medical professionals against increasingly crippling litigation.

Medical Malpractice Insurance

Protecting medical professionals against increasingly crippling litigation.

Cyber Liability Insurance

Protecting healthcare organizations & professionals against cyber attacks.

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855.351.7487

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traditional insurance products

Westwood have fostered exceptional relationships with underwriters and we go to great lengths to keep abreast of their latest products, changes in requirements and restrictions, including having weekly calls with the carriers, which you can see here, by joining our insurance insider group.

    Insurance products at Westwood Insurance Group

    You can find more information on the Insurance Products main page.

    If you have any questions on the different policies, check out our Insurance FAQ’s

    alternative structures

    Westwood President, Michael Richards has extensive experience in setting up alternative structures for larger clients. Here are some examples:

     

    If you think your client could be large and stable enough to benefit from starting or participating in a captive or has a special need for another alternative structure, contact Michael Richards now by phone: 855 351 7487.